Second ChanceFund Policy

The Second Chance Fund ('SCF') is a privately operated animal welfare support initiative established, owned and managed by Bright Tails Ltd ('Bright Tails', 'the Company', 'we', 'us' or 'our').

The purpose of the Second Chance Fund is to support animal welfare organisations, rescue centres, kennels and other eligible animal-related initiatives through voluntary financial contributions and other forms of assistance.

Bright Tails is committed to supporting animal welfare and responsible pet ownership while maintaining transparency, financial accountability and responsible business practices.

The Second Chance Fund is not a registered charity, charitable incorporated organisation (CIO), community interest company (CIC), trust, insurance scheme or independently regulated charitable fund.

The Fund operates as an internal company initiative and remains under the ownership, administration and control of Bright Tails Ltd.

2.1. The Second Chance Fund is a private initiative operated by Bright Tails Ltd and does not possess a separate legal identity from the Company.

2.2. Money allocated, received or designated for the Second Chance Fund is administered by Bright Tails Ltd, subject to applicable law and any binding terms governing particular contributions.

2.3. The Fund is not a public fund, statutory compensation scheme, regulated investment arrangement or financial protection product.

2.4. No person, organisation, contributor or Bright Tails member acquires an ownership interest in the Company merely by contributing to or supporting the initiative.

2.5. Bright Tails retains responsibility for the administration, management, allocation and distribution of financial assistance through the Fund.

2.6. The Fund does not operate independently of Bright Tails Ltd and is subject to the Company's applicable financial, accounting and legal obligations.

3.1. Bright Tails Ltd commits to allocating 10% of its total recognised company revenue to the Second Chance Fund to support eligible animal welfare initiatives.

3.2. For the purposes of this Policy, revenue means the Company's recognised revenue excluding VAT and other taxes collected on behalf of HM Revenue & Customs, where applicable.

3.3. The 10% allocation is an internal company funding commitment and does not represent a separate charge, levy, premium or compulsory contribution payable by Bright Tails members.

3.4. Allocations will be recorded within the Company's internal financial records.

3.5. The Company may maintain internal accounting records identifying amounts designated for the Second Chance Fund. Such records do not, by themselves, create a separate legal fund, trust or protected financial account.

3.6. Funding commitments remain subject to applicable law, the Company's financial obligations and its ability to meet liabilities as they fall due.

3.7. Any prospective change to the stated 10% funding commitment will be reflected in an updated Policy. Changes will not retrospectively reduce allocations already committed under this Policy.

4.1. Bright Tails may accept voluntary financial contributions from individuals, members, businesses and other third parties wishing to support the Second Chance Fund.

4.2. Contributions are made voluntarily and do not constitute membership payments, insurance premiums, investments, deposits or payments for regulated financial services.

4.3. Bright Tails Ltd is not a registered charity. Contributions made to the Second Chance Fund are not donations to a registered charity.

4.4. Contributions received by Bright Tails will be accounted for in accordance with applicable UK accounting and taxation requirements. Their precise tax treatment depends on the nature of the payment and relevant circumstances.

4.5. Contributors should not assume that payments qualify for Gift Aid, charitable tax relief or any other tax benefit.

4.6. Bright Tails does not operate a charitable Gift Aid scheme and will not represent contributions as Gift Aid eligible.

4.7. Contributions are received by Bright Tails Ltd and designated for use in connection with the Second Chance Fund, subject to applicable law and any conditions accepted when the contribution is made.

4.8. Unless otherwise required by law or expressly agreed in writing, voluntary contributions are generally non-refundable once received.

4.9. Contributors do not receive any guaranteed financial return, repayment, reward or entitlement to influence individual funding decisions.

The Second Chance Fund has been established to provide support to animal welfare initiatives, primarily within the United Kingdom.

Eligible recipients may include:

• Registered animal welfare charities and rescue organisations.
• Independent animal rescue centres and kennels.
• Dog rescue and rehabilitation organisations.
• Animal shelters and rehoming centres.
• Organisations supporting abandoned, neglected or vulnerable animals.
• Community animal welfare projects.
• Other animal welfare initiatives approved by Bright Tails.

5.1. Bright Tails may provide financial contributions, purchase supplies, fund specific animal welfare projects or offer other forms of assistance.

5.2. Assistance may be provided directly to an eligible organisation or, where appropriate, to a third-party supplier delivering goods or services for an approved animal welfare purpose.

5.3. Bright Tails reserves the right to prioritise local animal welfare organisations, particularly those operating in communities served by the Company.

5.4. Inclusion within an eligible category does not guarantee financial assistance.

6.1. Animal welfare organisations may submit requests for assistance through any application process made available by Bright Tails.

6.2. Applicants may be required to provide their organisation name, registration details where applicable, operating address, intended use of funding and supporting evidence.

6.3. Bright Tails may conduct reasonable checks to establish the legitimacy of an applicant and the proposed use of financial assistance.

6.4. The Company may request additional documentation before making a funding decision.

6.5. Applications will be assessed individually, taking into account the intended animal welfare benefit, available resources and the Company's funding priorities.

6.6. Bright Tails reserves the right to approve, partially approve, decline or request further information concerning any application.

6.7. Submission of an application does not establish any contractual entitlement to receive assistance.

7.1. All financial assistance provided through the Second Chance Fund is discretionary.

7.2. No organisation, individual, member or contributor is guaranteed financial assistance merely because they meet the eligibility criteria.

7.3. Bright Tails retains discretion over the timing, amount, recipient and purpose of financial contributions, subject to applicable law and any binding commitments already made.

7.4. The Company may decline an application where funding is unavailable, documentation is insufficient, eligibility cannot be verified or the proposed use is inconsistent with the Fund's objectives.

7.5. The Company may impose reasonable conditions on an approved contribution, including requirements relating to its use and supporting evidence.

7.6. Any binding funding commitment will be governed by the terms communicated to the recipient at the time of approval.

8.1. The Second Chance Fund is administered internally by Bright Tails Ltd.

8.2. Bright Tails does not act as a bank, payment institution, deposit-taking institution or independent financial custodian in connection with the Fund.

8.3. Contributions and company allocations may be held within the Company's ordinary business banking arrangements, where legally permissible.

8.4. Amounts designated for the Second Chance Fund are not automatically protected from the Company's creditors merely because they have been recorded as Fund allocations.

8.5. Bright Tails will maintain appropriate records of financial contributions, internal allocations and assistance provided.

8.6. Expenditure associated with administering the initiative will be recorded appropriately and distinguished from direct assistance to recipients.

8.7. Bright Tails will not knowingly make false or misleading representations concerning the amount of funding available, the amount distributed or the legal status of the Fund.

9.1. The Second Chance Fund is not an insurance policy, insurance contract, insurance intermediary service, investment product or financial protection scheme.

9.2. Contributions to the Fund do not purchase insurance cover, guaranteed benefits or a contractual right to financial compensation.

9.3. The Fund does not provide underwriting, indemnification, risk transfer or guaranteed reimbursement of expenses.

9.4. No contributor, member or organisation should interpret the Fund as providing financial protection against future losses or expenses.

9.5. The Second Chance Fund is separate from the Bright Tails membership subscription service and any discretionary pet bereavement assistance offered under the Company's membership terms.

9.6. Contributions to the Second Chance Fund do not increase a member's eligibility for, or entitlement to, bereavement assistance.

9.7. Bright Tails does not represent that the Second Chance Fund is authorised, approved, endorsed or regulated by the Financial Conduct Authority.

10.1. Bright Tails is committed to providing accurate and transparent information about the Second Chance Fund.

10.2. The Company may publish periodic information concerning:

• The total value of company allocations to the Fund.
• Voluntary contributions received.
• Organisations and initiatives supported.
• Financial assistance distributed.
• Animal welfare projects and outcomes.

10.3. Published information may be presented in aggregate form where appropriate.

10.4. Bright Tails may withhold commercially sensitive, confidential or personal information where disclosure would be inappropriate or unlawful.

10.5. Any published figures will be based on the Company's financial records and will not knowingly exaggerate the amount of assistance delivered.

10.6. Unless expressly stated otherwise, reports concerning the Second Chance Fund are not independently audited charitable accounts.

11.1. Bright Tails operates a zero-tolerance approach to fraudulent applications, deliberately misleading information and misuse of approved financial assistance.

11.2. The Company may suspend or decline applications where there are reasonable concerns regarding fraud, misrepresentation or improper use of funding.

11.3. Recipients may be required to provide invoices, receipts or other reasonable evidence demonstrating how assistance has been used.

11.4. Where funding has been obtained through fraudulent representations or used in breach of agreed conditions, Bright Tails may seek repayment where legally entitled to do so.

11.5. Suspected criminal activity may be reported to the appropriate authorities.

12.1. Bright Tails will take reasonable steps to identify and manage conflicts of interest arising from funding decisions.

12.2. Applications involving directors, employees, connected businesses or associated organisations may be subject to additional internal scrutiny.

12.3. Funding decisions must be made in good faith and with consideration for the stated animal welfare objectives of the Second Chance Fund.

12.4. The Company will maintain records of material conflicts of interest and the steps taken to manage them.

13.1. Bright Tails may collect and process personal information where necessary to administer applications, verify recipients, maintain financial records and prevent fraud.

13.2. Personal information will be handled in accordance with applicable UK data protection legislation, including the UK General Data Protection Regulation and Data Protection Act 2018.

13.3. Information may be shared with professional advisers, payment service providers, relevant authorities or other parties where a lawful basis exists.

13.4. Personal information will not be sold to third parties.

13.5. Further information concerning personal data processing is available within the Company's Privacy Policy.

14.1. Bright Tails reserves the right to amend, suspend or discontinue the Second Chance Fund where reasonably necessary for operational, financial, legal or regulatory reasons.

14.2. The Company may temporarily suspend new applications or contributions while reviewing the operation of the Fund.

14.3. Any decision to discontinue the Fund will be made subject to applicable law and existing binding commitments.

14.4. Where the Fund is discontinued, Bright Tails will review outstanding designated allocations and voluntary contributions, taking account of any representations or conditions made when those contributions were received.

14.5. The Company will not represent that unused contributions have been distributed to animal welfare organisations unless such distributions have actually occurred.

14.6. Any changes affecting the intended use of existing contributions will be handled in accordance with applicable law and any relevant contributor agreements.

15.1. Bright Tails does not guarantee that any particular animal welfare organisation will receive assistance.

15.2. The Company does not guarantee the continued availability of the Second Chance Fund or any particular level of future funding.

15.3. Bright Tails will not be responsible for independent actions taken by recipient organisations except to the extent that liability arises under applicable law.

15.4. Nothing within this Policy excludes or restricts liability for fraud, fraudulent misrepresentation or any liability that cannot lawfully be excluded.

15.5. Nothing within this Policy removes any statutory rights or remedies available to contributors, applicants or other parties.

16.1. This Policy shall be governed by and interpreted in accordance with the laws of England and Wales.

16.2. Any disputes arising in connection with the Second Chance Fund will be subject to the jurisdiction of the courts of England and Wales, subject to applicable mandatory legal rights.

16.3. If any provision of this Policy is determined to be invalid or unenforceable, the remaining provisions shall continue to apply to the extent permitted by law.

For enquiries concerning the Second Chance Fund, applications for assistance, financial contributions or this Policy, please contact Bright Tails Ltd.

Email: support@brighttails.co.uk

By making a voluntary contribution to the Second Chance Fund or submitting an application for assistance, individuals and organisations acknowledge that they have been provided with access to this Policy.

Any contractual obligations arising from contributions or approved assistance will depend on the applicable terms and circumstances.

The Second Chance Fund remains a privately operated animal welfare initiative of Bright Tails Ltd and does not operate as a registered charity, insurance provider or independent regulated financial fund.